A Letter From The Owner
For many years we have been helping people improve their credit in order to more easily acquire loans for homes, autos, etc.
Straight Up Credit Repair makes this process very personal. Many credit repair companies just want to get you signed up for monthly payments, then do as little as possible every month to "string you along". Most will tell you their main objective is to dispute derogatory items with the credit reporting agencies. That's important... and we are "Experts" at it. However, in many cases, that's ALL THEY WILL DO. This has given many of us "TRUE" and "CERTIFIED" Credit Consultants a bad name in the industry. There's more to credit repair than challenging negative items on your credit reports. Many of our clients are in need of additional "new" credit to supplement their reports. We will show you how to acquire new credit lines where recommended.
My promise to you is we will work hard and diligently and move as fast as the credit bureaus will allow to improve your credit situation and raise your scores. We will go over EVERY SINGLE DEROGATORY ITEM on your reports to discuss a course of action. We will help you negotiate with creditors by creating letters on your behalf. We have nearly 150 letters in our "Library", each with a specific purpose depending on the situation at hand. We will offer other ways to improve your credit which may include paying down certain debts and acquiring a new credit card (secured or not).
We take what we do very seriously and am proud to say we have personally helped hundreds of people in the Spokane and surrounding areas achieve their goals of buying or refinancing a mortgage, buying an auto, improving their chance of getting that "dream" job, and so forth.
DON'T WAIT UNTIL THE LAST MINUTE. IF YOU ARE THINKING ABOUT IT...IT IS TIME TO START!
Thank you for your time and we look forward to having you as a client soon.
Richard A. Ragen - Owner
PEAK Credit Consultants LLC
dba Straight Up Credit Repair
12904 E Nora Ave Ste C
Spokane Valley, WA 99216
WA Business License 603527759