Credit Education & Document Preparation
- Within 7 days of signing up (you pick the start date), we will have completed the "First Work" which includes uploading your credit report information into your "secure website" and creating the first batch of letters legally challenging items on your credit reports. Our First Work fee is $129 for letters mailed 1st Class and $149 for up to 3 letters mailed CERTIFIED. All additional letters within any given month will be mailed 1st Class mail. Additional CERTIFIED letters can be requested for a $6 per letter fee. (Usually 3 letters is sufficient each month as we can only challenge items with each of the 3 credit bureau once per month).
- After the First Work, we charge an ALL-INCLUSIVE fee of $69 per month with ALL letters being mailed 1st Class mail, or $89 per month which includes up to (3) letters mailed "Certified" mail each month. All letters mailed directly to creditors will be mailed 1st Class mail unless other arrangements are agreed to.
- CANCEL ANYTIME! No long-term commitment.
- We do not charge an hourly fee
- We charge less than you would pay for a few hours with an attorney
- We do not stick you with any hidden fees
- We will be there for you every step of the way
- We won't "string you along" like many in this business. When we reach a point where all possible legal actions have been taken, we will tell you!
- We move as fast as the credit bureaus will allow. Be careful of those who only dispute 1 or 2 accounts at a time to string you along for as long as possible.
WHY CERTIFIED MAIL? This isn't to make sure our letters are delivered. It is to let the credit bureaus know that they have 30 days from the date received by law to complete their investigation. Remember...per the Fair Credit Reporting Act...we have the right to request verification of ANY questionable account being reported on our credit reports.
We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies. Our fees are reasonable and there are NO long binding contracts. We guarantee results or your money back!
These people had amazing results
"So grateful & blessed to have met you, especially since I've been told not to trust credit repair people. I desparately needed help with my credit & Richard goes above and beyond...dedicated and determined to help fix people's credit.
p.s. I was a victim of identity theft and 11 accounts were opened in my name and went to collections. Within 45 days Straight Up Credit Repair was able to get 10 of those accounts completely removed from my reports and we are confident we'll get the 11th! Awesome!"
"I am extremely pleased with the service Richard with Straight Up Credit Repair provided! He was very efficient, thorough, informed and friendly! Best of all, he successfully hepled remove negative tradelines and a judgement. I saw my scores improve in less than 2 months! Thank You!"
"Straight Up Credit Repair was easy and painless. I was more scared going in than I am at the dentist, but right away knew I was in good hands. I had Richard work on my credit and he was able to get drastic results much faster than I was thinking. If I knew it was that easy I would have done it much sooner. Thanks again. My scores are still climbing and I already have 2 credit cards with more offers every week!"